The most valuable innovation is in G2P delivery systems that empower women to choose how to receive their cash.
Digital payments technology holds the potential to empower, or further marginalize women. Policy makers must consider how digital G2P payment channels intersect with the role of gender in society if they are to achieve equitable results.
Primary Education Stipends in Bangladesh: Do Mothers Prefer Digital Payments over Cash?
Beyond India’s Lockdown: PMGKY Benefits During the COVID-19 Crisis and the State of Digital Payments
India imposed a lock-down in response to the COVID-19 pandemic in March 2020 and began a gradual re-opening in June. A telephonic survey in April examined the early effectiveness of information and the massive PMGKY social protection program (Policy Paper 217). This paper analyzes a second-round survey, conducted six months later. Logistical and information constraints had relaxed, and incomes and jobs had begun to stabilize for some. There were not...
Identification for Development (ID4D) and Digitalizing G2P Payments (G2Px) 2021 Annual Report
This annual report summarizes the work produced by the World Bank’s Identification for Development and G2Px initiatives in 2021. It highlights individual country experiences such as in Togo and Lesotho, as well as their insights regarding gender.
Government to Person Transfers: An On-Ramp to Financial Inclusion?
This report seeks to answer the question: Can G2P payments provide an on-ramp to financial inclusion? It does so by focusing on the confluence of three different movements to improve the economic well-being of low-income individuals and households in developing countries: financial inclusion; digital financial services; and government-to-person payments (G2P payments). Its findings suggest that currently there is little indication that G2P payments do result in increased financial inclusion through...
Advancing Women’s Digital Financial Inclusion
Digital finance has expanded opportunities for millions of women across the globe, yet there remains much work to do to achieve gender equality in financial services. This report discusses policies for achieving equal financial inclusion, including the role of digital G2P.
Reaching Financial Equality for Women: A 10 Point Action Plan for Governments and Businesses to Build Back Stronger After COVID-19 by Prioritizing Women’s Digital Financial Inclusion
During the past decade, women’s economic and financial inclusion has become an increasing priority for governments and companies, driven by evidence that its benefits range from increased agricultural output, to greater business resilience, customer retention, and GDP growth. Despite this evidence, the unfortunate truth is that women throughout the world lack access to the basic tools necessary for digital financial inclusion. This report provides 10 steps to help remedy the...
Gender and Safety Nets – Priorities for Building Back Better
This note published by the World Bank presents four priorities to build stronger safety nets that help address gender inequality. 1) Maintain and extend coverage among vulnerable groups, prioritizing women and taking the specific needs of women into account. 2) Invest in adaptive delivery systems that recognize women and girls’ specific vulnerabilities. 3) Leverage digital technologies to reach and empower women in safety net programs. 4) Invest in cash plus...