Digital Cash Transfers for Stranded Migrants: Lessons from Bihar’s COVID-19 Assistance Program
M-PESA allows users to send and receive money through SMS messages. This IPA summary outlines one of the first studies examining the long-term effect access to M-PESA has on individuals, finding that in areas where M-PESA became more accessible, women were more likely to switch from farming to business occupations and to save more. It estimates that 185,000 women changed occupations, and 194,000 households, primarily female-headed households, were lifted above...
Social Protection in Bangladesh began in the 1970’s and has been evolving ever since. This in-depth World Bank report examines the current state of social protection in Bangladesh, including efforts to digitize payments, and recommendations for future improvements through digitization.
This report from the Asian Development Bank details the Philippines’ social protection response to COVID-19. It explores the Department of Social Welfare and Development’s efforts to distribute payments, the challenges it encountered, and the role of digital technologies in overcoming them.
The Philippines’ Pantawid Pamilyang Pilipino Program (4Ps) is a conditional cash transfer program that aims to provide short-term poverty alleviation for poor households. As the program grew quickly and in volume and geography, so did the challenges faced in getting payments quickly and efficiently to recipients. This case study examines the design and implementation of the 4Ps program, explains the experiences of stakeholders and presents lessons learned.
Digital payments offer a fast and transparent way to distribute cash aid to households that have been economically hard hit by the pandemic. In the Philippines, researchers conducted a survey to learn about the experience of recipients of the Social Amelioration Program (SAP), an emergency cash transfer program implemented by the government. Results revealed that recipients were highly satisfied with their withdrawal experience of digital cash transfers, however, account awareness...
This case study by the Cash Learning Partnership (CaLP) examines Togo’s Novissi program, focusing on the collaborative role of the non-profit GiveDirectly. It includes discussions of remote targeting and data responsibility.