This working paper seeks to provide an overview of dominant perspectives, policies and operational and regulatory approaches
that are shaping existing initiatives to digitise social protection programmes across the Global South.
It focuses on Governmenttoperson (G2P) transfers and reviews both grey and academic literature and addresses two specific questions: To what extent do the transformations brought about by the digitisation of G2P programmes contribute to facilitating poor and vulnerable people’s access to formal financial services? What are the key operational and regulatory issues emerging from the evidence base?

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